Phrase sheet
German phrases for opening a bank account
Open a Girokonto, hand over documents, and ask about fees before you sign.
Continue preparingBack to practice
Official14 min rehearsal
Der Banktermin
Opening an account and asking about fees
You need a bank account for everyday life in Germany, and this appointment tests precise but simple formal language.
Bank branchOpen a basic account and understand the monthly costs.
Build appointment prep planRecommended after Die Krankenkasse in the first-30-days path.
7 guided choices
2 coaching hints
4 phrases in review
At a glance
The core tasks and one useful German line to know before you start.
- Bank account vocabulary
- Asking about fees
- Formal service conversation
Useful line
Ich möchte ein Girokonto eröffnen.
Before you start
At the bank
Formal but simple lines for opening an account and understanding the monthly costs.
- Ich möchte ein Girokonto eröffnen.Naming the service
- Welche monatlichen Gebühren fallen an?Asking about costs
- Hier sind mein Ausweis und die Meldebestätigung.Handing over documents
+ 1 more in your review after the run
Appointment prep
What to have ready before the bank appointment
This scenario rehearses opening the account, handing over documents, asking about monthly fees, and confirming card and online banking.
Bring
Ausweis, Meldebescheinigung, proof of address if your bank asks for it
Expect
Account type, monthly Gebühren, card choice, online banking setup
Rescue phrase
Könnten Sie die monatlichen Gebühren noch einmal erklären?
Keep preparing
Related German practice
The phrase guide is the key sheet for what to say. Use the checklist and rehearsal to practice it, then continue to the next situation.
Appointment prep
Open the checklist and practice plan
Review what to bring, what to expect, and the phrases to save before the real conversation.
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