Phrase guide
German phrases for opening a bank account
Open a Girokonto, hand over documents, and ask about fees before you sign.
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German bank account opening conversation practice
You need a bank account for everyday life in Germany, and this appointment tests precise but simple formal language.
Bank branchOpen a basic account and understand the monthly costs.
Premium chapterChapter 4 of 17A2Official7 steps~14 minContent verified June 2026
Build appointment prep planRecommended after Die Krankenkasse in the first-30-days path.
7 guided choices
2 coaching hints
4 phrases in review
What you'll practice
- Bank account vocabulary
- Asking about fees
- Formal service conversation
Before you start
At the bank
Formal but simple lines for opening an account and understanding the monthly costs.
- Ich möchte ein Girokonto eröffnen.Naming the service
- Welche monatlichen Gebühren fallen an?Asking about costs
- Hier sind mein Ausweis und die Meldebestätigung.Handing over documents
+ 1 more in your review after the run
Appointment prep
What to have ready before the bank appointment
This scenario rehearses opening the account, handing over documents, asking about monthly fees, and confirming card and online banking.
Bring
Ausweis, Meldebescheinigung, proof of address if your bank asks for it
Expect
Account type, monthly Gebühren, card choice, online banking setup
Rescue phrase
Könnten Sie die monatlichen Gebühren noch einmal erklären?
Keep preparing
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Appointment prep
Open the checklist and practice plan
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